ZEAL FINANCIAL SERVICES
YOUR TRUSTED FINANCIAL ADVISOR
Tailored financial planning and advisory services in Melbourne, focusing on helping clients achieve their financial goals and security
ZEAL FINANCIAL SERVICES
YOUR TRUSTED FINANCIAL ADVISOR
Tailored financial planning and advisory services in Melbourne, focusing on helping clients achieve their financial goals and security
Financial Planning
Life Insurance
Superannuation
Cash Flow Budgeting
Debt Management
Borrowing to Invest
Why Choose Zeal for your Financial Planning?
We do not follow a cookie cutter approach. As your financial planner, we personalise solutions to fit your needs and financial circumstances. At Zeal Financial Services, our goal is to provide quality advice, service and guidance to meet all your needs including budgeting and saving, taxes, investments, insurance, superannuation and retirement planning.
Meet your Advisor
Raphael Fernandez
Who Do We Help?
Singles
I’m in my early 40s, single, and working in tech. I want to save for a down payment on my first home in the next five years. Additionally, I’d like to start a retirement fund to ensure I can retire comfortably in my 60s. Can you help me create a plan to achieve these goals?
Couples
I’m a 35-year-old couple with one child, and we both have stable jobs. We dream of travelling the world and taking our family on educational trips every year. We also want to set aside money for our child’s future college expenses. Can you assist us in developing a financial plan to make these dreams a reality?
Retirees
I am in my 50s, married, and have two children. I would like to retire by the time I am 65. My partner and I would love to buy a second home near the beach and have enough money to support our adult children through university. Can you help me create a plan to do this?
Yes
Yes
Yes
What does a financial planner do?
A financial planner helps individuals and families manage their finances to achieve specific goals. They assess clients' financial situations, create personalised plans for budgeting, saving, investing, and retirement, and offer guidance on insurance and tax strategies. By educating clients on financial literacy and risk management, planners empower them to make informed decisions. They regularly review and adjust financial plans to ensure clients stay on track, whether for buying a home, funding education, or preparing for retirement. Ultimately, a financial planner aims to provide clarity and confidence in financial decision-making.
At what stage of life should I see a financial planner?
Anyone can benefit from seeing a financial planner, especially those looking to secure their financial future. Homebuyers may seek mortgage protection advice to safeguard their investment. Individuals planning for retirement can benefit from a retirement financial advisor, who can help create a strategy to ensure a comfortable lifestyle. Those interested in maximising their superannuation can consult a superannuation financial advisor for tailored investment options and tax strategies. Families, professionals, and even young adults starting their careers can all gain valuable insights, making financial planners essential for anyone wanting to make informed decisions and achieve their financial goals.
What does a financial planner cost?
At Zeal Financial Services, we believe that quality financial guidance should be accessible to everyone. The cost of working with a certified financial advisor can vary, often depending on the services you need. We offer transparent pricing structures, including percentage-based fees for assets under management, hourly rates, or flat fees for specific plans. Our independent financial advisors focus on your unique needs, providing tailored advice without any hidden costs. Investing in your financial future with us means getting personalised support that can lead to significant long-term benefits, ensuring you make informed decisions every step of the way.
Our Process
Complimentary Consultation
Broad Strategy
Statement of Advice
Online Tools
Retirement Calculator
This calculator helps you work out what income you are likely to have from super and the age pension when you retire.
Pension Calculator
For people less than 2 years away from retirement or in retirement, helps you work out how long your super pension will last.
Super Calculator
This calculator helps you work out how much super you'll have when you retire and how fees affect your final payout.
Budget Planner
This budget planner enables you to work out where your money is going and to better manage your finances.
Customer testimonials
Hear what clients are saying about Zeal Financial Services
Drop us a message
We’d love to hear from you! Whether you have questions about our services or want to discuss your financial goals, reach out today. We are here to help you every step of the way. Fill out the form below, and we'll get back to you as soon as possible!
When you reach out to Zeal Financial Services, you can expect to:
- Gain personalized financial insights tailored to your goals.
- Receive expert guidance on retirement and wealth-building strategies.
- Establish a clear path toward a secure financial future.
Or Get In Touch
call us
0423 903 405
Email Us
raphael@zealfs.com.au
contact@zealfs.com.au
Opening Hours
8:00 AM - 17:00 PM
Connect
Let’s arrange a convenient time to meet, either in person or via ZoomLet’s arrange a time to meet in person or via Zoom to discuss your needs.