A cash flow budget estimates your future income and expenditure, revealing any periods where you may fall short of cash. Without cash flow, you could struggle to pay debts and ultimately fail to achieve your life goals.

At Zeal Financial Services, we help you develop cash flow projections in advance so you can plan ahead of time when you will be short of money. Our approach is simple and starts with understanding your circumstances. This allows us to identify and set targets that are focussed on the improvement of your overall financial wellbeing.

You may overcome potential cash shortages by implementing strategies to:

• Setting up an emergency savings fund.
• Creating a budget and identifying unwanted expenses.
• Review expenses periodically to improve cashflow.